Effective Date: March 2026
These Terms and Conditions ("Terms") govern your access to and use of the Stonebridge Finance website ("Website") and the services offered by Stonebridge Properties & Developments (Pty) Ltd, trading as Stonebridge Finance ("Stonebridge," "we," "us," or "our"). By accessing or using this Website, you agree to be bound by these Terms. If you do not agree, please do not use this Website.
Stonebridge Properties & Developments (Pty) Ltd is a private company incorporated in the Republic of South Africa. The company provides private lending, bridging finance, and property-backed funding solutions. Our registered office is in George, Western Cape, South Africa.
The information on this Website is provided for general informational purposes only and does not constitute financial advice, an offer of credit, or a binding commitment to provide funding. All content is subject to change without notice.
You agree to use this Website only for lawful purposes and in a manner that does not infringe the rights of, or restrict or inhibit the use of this Website by, any third party.
Nothing on this Website constitutes financial, tax, legal, or investment advice. You should obtain independent professional advice before entering into any financial transaction. Stonebridge accepts no responsibility for any decision made or action taken based on the information provided on this Website.
All rates, terms, conditions, and amounts referenced on this Website (including the Deal Calculator) are indicative only and do not constitute an offer to lend. Actual terms are subject to full credit assessment, legal due diligence, property valuation, and formal approval by Stonebridge.
Submitting an enquiry or application through this Website does not guarantee approval of funding. All applications are subject to Stonebridge's standard assessment criteria, including security evaluation, FICA verification, and board approval. Stonebridge reserves the right to decline any application at its sole discretion.
All content on this Website, including text, graphics, logos, images, and software, is the property of Stonebridge or its licensors and is protected by South African and international intellectual property laws. You may not reproduce, distribute, or otherwise use any content from this Website without our prior written consent.
This Website may contain links to third-party websites. These links are provided for convenience only. Stonebridge does not endorse, control, or accept responsibility for the content, privacy practices, or availability of any third-party website.
To the maximum extent permitted by law, Stonebridge, its directors, employees, and agents shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or relating to your use of this Website or reliance on any information provided herein.
This Website is provided "as is" without any warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, or non-infringement.
Your use of this Website is also governed by our POPIA Privacy Policy, which sets out how we collect, use, and protect your personal information in accordance with the Protection of Personal Information Act, 2013.
Stonebridge provides credit facilities that may fall within or outside the scope of the National Credit Act, 34 of 2005 ("NCA"), depending on the nature of the borrower and the size of the agreement. Where the NCA does apply, Stonebridge complies with all applicable provisions. Potential borrowers are encouraged to obtain independent legal advice regarding the regulatory treatment of any proposed facility.
Stonebridge is required to comply with the Financial Intelligence Centre Act, 38 of 2001 ("FICA"). All clients and prospective clients will be required to undergo Customer Due Diligence ("CDD") procedures before any facility is approved or disbursed. This includes verification of identity, proof of address, and source of funds, where applicable.
These Terms are governed by the laws of the Republic of South Africa. Any disputes arising out of or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts of the Republic of South Africa.
Stonebridge reserves the right to modify these Terms at any time. Changes will be effective immediately upon publication on this Website. Your continued use of the Website after any changes constitutes acceptance of the revised Terms.
For queries regarding these Terms, please contact us at:
Email: info@stonebridgefinance.co.za